Everything is Relative in the Tough World

The stock market has rebounded and unemployment claims are down – staying below the 300,000 per week level for the longest stretch since 2000. Nonetheless – all is not good for many people.

Wage growth has been near non-existent over the last 3 years when we have seen employment gains. Even more distressing, RealtyTrac reported on Thursday that U.S. foreclosure activity increased 15% in October.  On top of this, the student debt problem lingers over most young Americans, imposing a significant financial burden upon them, that most commentators say will reduce growth in the housing sector for many years.

I can certainly relate. When I graduated law school (yes, it was some time ago), my student loan payment was $89.00 per month and it escalated up over 15 years to $149.00. My wages as a young attorney were less than those of today, but the difference was not that substantial. Our first house payment was $800 per month. Many young college graduates face student loan payments equal to or greater than our first mortgage payment, and their wage base is not dramatically different. Even worse, I remember that I was not rolling in cash back then– so imagine how it is now?

The holidays are coming. My suggestion is that you give yourself and your friends a gift that could be worth hundreds of thousands of dollars over your life time. What is it? We have a seminar next Wednesday, November 19th, at our offices called “Controlling  Your Debt.”  The focus is on making sure attendees know their options. It is not about any one strategy – it is about selecting the smartest strategy among various options with one goal: “preserving future income for you and your family.” If you can figure out a way to end the payment of $1,000 – $2,000 each month to pay interest and service your debt, and instead begin to save that, tax deferred in an IRA or 401k over the next 10-20 years, we’re talking about a lot of money that will be there when it’s time to slow down and retire. Believe me– it’s not a pipe-dream. In fact, given this tough world where we must fend for ourselves, it’s a necessity.

So, if you can spare 1.5 hours – invite your friends and family and join us on November 19th. To register, click on the image below.

Enjoy the weekend and be sure to listen in on Saturdays from 8:30 to 10 AM on WDFN 1130 AM – on iHeart at CLICK HERE!– and watch the show on TV 20 on Sundays at 11 AM. Law and Reality is not just information – it’s entertainment!

Ken

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Your Analysis WIll Include:
A complete snapshot of your current debt and financial situation.
Suggestions with the best options to resolve your Credit Card debt, Tax debts and Business related debt.
Your Options for Mortgage Modification, Short Sale or what other solutions may be available to keep you in your home
If you qualify for Chapter 7, 11 or 13 Bankruptcy.
What other alternatives are available for resolving your debt.
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FINANCIAL ANALYZER
  • A complete snapshot of your current debt and financial situation.

  • Suggestions with the best options to resolve your Credit Card debt, Tax debts and Business related debt.Your Options for Mortgage Modification, Short Sale or what other
  • solutions may be available to keep you in your home

  • If you qualify for Chapter 7, 11 or 13 Bankruptcy

  • What other alternatives are available for resolving your debt


Enter your email to Start and Receive Your Results from the FREE Financial Analyzer
Your Analysis Will Include

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